HDB Buyer Tool

Is that COV
fair or a rip-off?

Cash Over Valuation is the most anxiety-inducing part of buying HDB. Enter the asking price and we'll tell you — based on actual recent transactions in your block — whether the COV is fair, aggressive, or excessive.

Asking Pricee.g. $720,000

−

HDB Valuationest. market value

COVcash you pay extra

Enter the Flat Details

We'll fetch real transaction data and assess the COV immediately

Block Number

Street Name

Town

Flat Type

Floor Range

Floor Area (sqm) — optional

Asking Price ($)

−

HDB Valuation ($) — optional

Estimated COV

—

COV Verdict

—

Cash Over Valuation

—

$0 COV$20k$40k$60k$80k+

Price Breakdown

Recent Comparable Transactions

Date	Address	Floor	Area	Lease	Price	$/sqft	vs Asking

Negotiation Intelligence

Your negotiation strategy

Is that COVfair or a rip-off?

Is that COV
fair or a rip-off?